{"id":2032,"date":"2026-10-30T13:05:52","date_gmt":"2026-10-30T03:05:52","guid":{"rendered":"https:\/\/www.injurycheck.info\/help-support\/private-health-insurance\/"},"modified":"2026-10-30T13:34:02","modified_gmt":"2026-10-30T03:34:02","slug":"private-health-insurance","status":"publish","type":"page","link":"https:\/\/www.injurycheck.info\/zh\/help-support\/private-health-insurance\/","title":{"rendered":"\u79c1\u4eba\u533b\u7597\u4fdd\u9669\u548c\u53d7\u4f24\u7d22\u8d54"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2032\" class=\"elementor elementor-2032\">\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-a116992 e-con-full e-flex e-con e-parent\" data-eae-slider=\"52852\" data-id=\"a116992\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b116992 elementor-widget elementor-widget-html\" data-id=\"b116992\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\n.ic-h{font-family:Arial,Helvetica,sans-serif;color:#e6e6e6;max-width:900px;margin:0 auto;padding:40px 16px 56px;font-size:17px;line-height:1.65}\n.ic-h *{box-sizing:border-box}\n.ic-h h1{font-size:clamp(28px,5vw,40px);line-height:1.2;margin:0 0 14px;text-align:center;color:#fff}\n.ic-h .ic-h-intro{font-size:17px;line-height:1.6;color:#d6d6d6;max-width:720px;margin:0 auto 28px;text-align:center}\n.ic-h h2{color:#fff;font-size:24px;line-height:1.3;border-inline-start:5px solid #E31C25;padding-inline-start:12px;margin:36px 0 12px}\n.ic-h p,.ic-h li{color:#e6e6e6}\n.ic-h a{color:#ff6a70}\n.ic-h .ic-h-crumb{font-size:15px;margin:0 0 16px}\n.ic-h .ic-h-meta{font-size:14px;color:#c9c9c9;background:#1b1b1b;border:1px solid #333;border-radius:8px;padding:12px 16px;margin:0 0 8px}\n.ic-h .ic-h-meta strong{color:#fff}\n.ic-h-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px;margin-top:16px}\n.ic-h a.ic-h-card{display:flex;flex-direction:column;background:#fff;border:1px solid #e8e8e8;border-top:4px solid #E31C25;border-radius:10px;box-shadow:0 8px 28px rgba(0,0,0,.08);padding:20px;text-decoration:none}\n.ic-h a.ic-h-card h3{font-size:20px;line-height:1.3;margin:0 0 8px;color:#0b0b0b}\n.ic-h a.ic-h-card p{font-size:15px;line-height:1.55;color:#555;margin:0}\n.ic-h ul{list-style:disc outside!important;margin:0 0 16px!important;padding:0!important;padding-inline-start:1.5em!important}.ic-h ul li{display:list-item!important;list-style:disc outside!important;margin:0 0 6px}.ic-h ul li::marker{color:#E31C25}.ic-h .ic-h-sources li{font-size:15px}\n.ic-h .ic-h-badges{display:flex;flex-wrap:wrap;gap:12px;align-items:center}\n.ic-h .ic-h-badges img{height:48px;width:auto}\n.ic-h-cta{margin:44px auto 0;max-width:720px;background:#0b0d12;border:1px solid #333;color:#fff;border-radius:10px;padding:32px 24px;text-align:center}\n.ic-h-cta h2{color:#fff;font-size:26px;margin:0 0 10px;border:0;padding:0}\n.ic-h-cta p{color:#ddd;font-size:16px;line-height:1.6;margin:0 0 20px}\n.ic-h a.ic-h-btn{display:inline-block;text-decoration:none;font-weight:700;font-size:17px;padding:16px 28px;border-radius:4px;background:#E31C25;color:#fff!important}\n.ic-h a.ic-h-btn:hover{background:#b8141c}\n<\/style><div class=\"ic-h\"><p class=\"ic-h-crumb\"><a href=\"https:\/\/www.injurycheck.info\/zh\/help-support\/\">\u2190 \u5e2e\u52a9\u4e0e\u652f\u6301<\/a><\/p><h1>\u79c1\u4eba\u533b\u7597\u4fdd\u9669\u548c\u53d7\u4f24\u7d22\u8d54<\/h1><p class=\"ic-h-intro\">\u79c1\u4eba\u533b\u7597\u4fdd\u9669\u53ef\u4ee5\u5e2e\u52a9\u652f\u4ed8 Medicare \u4e0d\u5b8c\u5168\u627f\u62c5\u7684\u6cbb\u7597\u8d39\u7528\u3002\u5982\u679c\u60a8\u540c\u65f6\u6709 CTP \u6216 WorkCover \u7d22\u8d54\uff0c\u8fd8\u6709\u4e00\u4e9b\u9700\u8981\u77e5\u9053\u7684\u4e8b\u3002<\/p><p class=\"ic-h-meta\"><strong>\u6700\u540e\u6838\u5bf9\uff1a2026 \u5e74 10 \u6708 30 \u65e5<\/strong><br>\u4ec5\u4e3a\u4e00\u822c\u4fe1\u606f\uff0c\u4e0d\u6784\u6210\u6cd5\u5f8b\u3001\u8d22\u52a1\u6216\u533b\u7597\u5efa\u8bae\u3002\u8bf7\u67e5\u770b\u5b98\u65b9\u7f51\u7ad9\u4e86\u89e3\u60a8\u7684\u60c5\u51b5\u3002<\/p><h2>\u62a5\u9500\u5982\u4f55\u8fdb\u884c<\/h2><p>\u4fdd\u969c\u8303\u56f4\u53d6\u51b3\u4e8e\u60a8\u7684\u4fdd\u9669\u5355\u3002\u4f4f\u9662\u4fdd\u9669\u548c\u9644\u52a0\uff08extras\uff09\u4fdd\u9669\u652f\u4ed8\u4e0d\u540c\u7684\u9879\u76ee\u3002\u6cbb\u7597\u524d\u8bf7\u8be2\u95ee\u4fdd\u9669\u516c\u53f8\u60a8\u7684\u4fdd\u5355\u5305\u62ec\u4ec0\u4e48\u3002<\/p><h2>\u4ec0\u4e48\u662f\u5dee\u989d\uff08gap\uff09\uff1f<\/h2><p>\u5dee\u989d\uff08gap\uff09\u662f\u60a8\u81ea\u5df1\u9700\u8981\u652f\u4ed8\u7684\u94b1\u3002\u5b83\u662f\u533b\u751f\u6216\u533b\u9662\u6536\u8d39\u4e0e Medicare \u548c\u4fdd\u9669\u516c\u53f8\u652f\u4ed8\u91d1\u989d\u4e4b\u95f4\u7684\u5dee\u989d\u3002\u6cbb\u7597\u524d\u8bf7\u7d22\u53d6\u4e66\u9762\u62a5\u4ef7\u3002<\/p><h2>\u5982\u679c\u60a8\u540c\u65f6\u6709 CTP \u6216 WorkCover \u7d22\u8d54<\/h2><p>\u5982\u679c\u8d54\u507f\u53ef\u80fd\u652f\u4ed8\u6cbb\u7597\u8d39\u7528\uff0c\u8bb8\u591a\u4fdd\u9669\u5355\u4e0d\u4f1a\u652f\u4ed8\u3002\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u4f1a\u8be2\u95ee\u60a8\u7684\u7d22\u8d54\u3002<\/p><p>\u6709\u65f6\u4fdd\u9669\u516c\u53f8\u4f1a\u5148\u4ed8\u6b3e\u3002\u5982\u679c\u60a8\u4e4b\u540e\u83b7\u5f97\u8d54\u507f\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u4f1a\u8981\u6c42\u60a8\u9000\u8fd8\u8fd9\u7b14\u94b1\u3002<\/p><p>CTP\uff08\u8f66\u7978\uff09\uff1a\u5982\u679c CTP \u4fdd\u9669\u516c\u53f8\u62d2\u7edd\u60a8\u7684\u7d22\u8d54\uff0c\u60a8\u5728\u6b64\u671f\u95f4\u4e5f\u8bb8\u53ef\u4ee5\u4f7f\u7528 Medicare \u6216\u79c1\u4eba\u533b\u7597\u4fdd\u9669\u3002\u5982\u679c\u4e4b\u540e\u7d22\u8d54\u88ab\u63a5\u53d7\uff0c\u8fd9\u4e9b\u8d39\u7528\u53ef\u80fd\u4f1a\u88ab\u507f\u8fd8\u3002<\/p><p>WorkCover\uff1a\u7d22\u8d54\u88ab\u63a5\u53d7\u540e\uff0cWorkCover Queensland \u53ef\u4ee5\u652f\u4ed8\u7ecf\u6279\u51c6\u7684\u6cbb\u7597\u8d39\u7528\u3002\u5982\u679c\u7d22\u8d54\u672a\u88ab\u63a5\u53d7\uff0c\u60a8\u5fc5\u987b\u81ea\u5df1\u652f\u4ed8\u8fd9\u4e9b\u8d39\u7528\u3002<\/p><h2>\u5982\u679c\u60a8\u8981\u6295\u8bc9<\/h2><p>\u9996\u5148\uff0c\u4e0e\u60a8\u7684\u4fdd\u9669\u516c\u53f8\u6c9f\u901a\u3002\u5982\u679c\u95ee\u9898\u4ecd\u672a\u89e3\u51b3\uff0c\u8bf7\u8054\u7cfb Private Health Insurance Ombudsman\uff08\u79c1\u4eba\u533b\u7597\u4fdd\u9669\u76d1\u5bdf\u4e13\u5458\uff09\u3002\u670d\u52a1\u514d\u8d39\u3002\u7535\u8bdd <a href=\"tel:1300362072\">1300 362 072<\/a>.<\/p><h2>\u4fe1\u606f\u6765\u6e90<\/h2><ul class=\"ic-h-sources\"><li><a href=\"https:\/\/www.ombudsman.gov.au\/complaints\/private-health-insurance-complaints\" target=\"_blank\" rel=\"noopener\">\u79c1\u4eba\u533b\u7597\u4fdd\u9669\u6295\u8bc9 \u2013 Commonwealth Ombudsman<\/a><\/li><li><a href=\"https:\/\/www.privatehealth.gov.au\/\" target=\"_blank\" rel=\"noopener\">PrivateHealth.gov.au<\/a><\/li><li><a href=\"https:\/\/maic.qld.gov.au\/for-injured-people\/rehabilitation-advice\/\" target=\"_blank\" rel=\"noopener\">\u5eb7\u590d\u5efa\u8bae \u2013 MAIC\uff08CTP Queensland\uff09<\/a><\/li><li><a href=\"https:\/\/www.workcoverqld.com.au\/claims-and-payments\/payments\/claiming-for-medical-and-rehabilitation-costs\" target=\"_blank\" rel=\"noopener\">\u7533\u8bf7\u533b\u7597\u548c\u5eb7\u590d\u8d39\u7528 \u2013 WorkCover Queensland<\/a><\/li><\/ul><div class=\"ic-h-cta\"><h2>\u53d7\u4f24\u4e86\uff0c\u4e0d\u77e5\u9053\u8be5\u600e\u4e48\u529e\uff1f<\/h2><p>\u4f7f\u7528\u6211\u4eec\u7684\u514d\u8d39\u54a8\u8be2\u8868\u3002<\/p><a class=\"ic-h-btn\" href=\"https:\/\/www.injurycheck.info\/zh\/claims-enquiry-form\/\">\u4f7f\u7528\u6211\u4eec\u7684\u514d\u8d39\u54a8\u8be2\u8868<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u2190 Help &amp; Support Private health insurance and injury claims Private health insurance can help pay for treatment that Medicare does not fully cover. If you also have a CTP or WorkCover claim, there are some extra things to know. Last checked: 30 October 2026General information only, not legal, financial or medical advice. Check the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2029,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"class_list":["post-2032","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.injurycheck.info\/zh\/wp-json\/wp\/v2\/pages\/2032","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.injurycheck.info\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.injurycheck.info\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.injurycheck.info\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.injurycheck.info\/zh\/wp-json\/wp\/v2\/comments?post=2032"}],"version-history":[{"count":2,"href":"https:\/\/www.injurycheck.info\/zh\/wp-json\/wp\/v2\/pages\/2032\/revisions"}],"predecessor-version":[{"id":2060,"href":"https:\/\/www.injurycheck.info\/zh\/wp-json\/wp\/v2\/pages\/2032\/revisions\/2060"}],"up":[{"embeddable":true,"href":"https:\/\/www.injurycheck.info\/zh\/wp-json\/wp\/v2\/pages\/2029"}],"wp:attachment":[{"href":"https:\/\/www.injurycheck.info\/zh\/wp-json\/wp\/v2\/media?parent=2032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}