{"id":2032,"date":"2026-10-30T13:05:52","date_gmt":"2026-10-30T03:05:52","guid":{"rendered":"https:\/\/www.injurycheck.info\/help-support\/private-health-insurance\/"},"modified":"2026-10-30T13:34:02","modified_gmt":"2026-10-30T03:34:02","slug":"private-health-insurance","status":"publish","type":"page","link":"https:\/\/www.injurycheck.info\/hi\/help-support\/private-health-insurance\/","title":{"rendered":"\u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092c\u0940\u092e\u093e \u0914\u0930 \u091a\u094b\u091f \u0915\u0947 \u0926\u093e\u0935\u0947"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2032\" class=\"elementor elementor-2032\">\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-a116992 e-con-full e-flex e-con e-parent\" data-eae-slider=\"52852\" data-id=\"a116992\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b116992 elementor-widget elementor-widget-html\" data-id=\"b116992\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\n.ic-h{font-family:Arial,Helvetica,sans-serif;color:#e6e6e6;max-width:900px;margin:0 auto;padding:40px 16px 56px;font-size:17px;line-height:1.65}\n.ic-h *{box-sizing:border-box}\n.ic-h h1{font-size:clamp(28px,5vw,40px);line-height:1.2;margin:0 0 14px;text-align:center;color:#fff}\n.ic-h .ic-h-intro{font-size:17px;line-height:1.6;color:#d6d6d6;max-width:720px;margin:0 auto 28px;text-align:center}\n.ic-h h2{color:#fff;font-size:24px;line-height:1.3;border-inline-start:5px solid #E31C25;padding-inline-start:12px;margin:36px 0 12px}\n.ic-h p,.ic-h li{color:#e6e6e6}\n.ic-h a{color:#ff6a70}\n.ic-h .ic-h-crumb{font-size:15px;margin:0 0 16px}\n.ic-h .ic-h-meta{font-size:14px;color:#c9c9c9;background:#1b1b1b;border:1px solid #333;border-radius:8px;padding:12px 16px;margin:0 0 8px}\n.ic-h .ic-h-meta strong{color:#fff}\n.ic-h-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px;margin-top:16px}\n.ic-h a.ic-h-card{display:flex;flex-direction:column;background:#fff;border:1px solid #e8e8e8;border-top:4px solid #E31C25;border-radius:10px;box-shadow:0 8px 28px rgba(0,0,0,.08);padding:20px;text-decoration:none}\n.ic-h a.ic-h-card h3{font-size:20px;line-height:1.3;margin:0 0 8px;color:#0b0b0b}\n.ic-h a.ic-h-card p{font-size:15px;line-height:1.55;color:#555;margin:0}\n.ic-h ul{list-style:disc outside!important;margin:0 0 16px!important;padding:0!important;padding-inline-start:1.5em!important}.ic-h ul li{display:list-item!important;list-style:disc outside!important;margin:0 0 6px}.ic-h ul li::marker{color:#E31C25}.ic-h .ic-h-sources li{font-size:15px}\n.ic-h .ic-h-badges{display:flex;flex-wrap:wrap;gap:12px;align-items:center}\n.ic-h .ic-h-badges img{height:48px;width:auto}\n.ic-h-cta{margin:44px auto 0;max-width:720px;background:#0b0d12;border:1px solid #333;color:#fff;border-radius:10px;padding:32px 24px;text-align:center}\n.ic-h-cta h2{color:#fff;font-size:26px;margin:0 0 10px;border:0;padding:0}\n.ic-h-cta p{color:#ddd;font-size:16px;line-height:1.6;margin:0 0 20px}\n.ic-h a.ic-h-btn{display:inline-block;text-decoration:none;font-weight:700;font-size:17px;padding:16px 28px;border-radius:4px;background:#E31C25;color:#fff!important}\n.ic-h a.ic-h-btn:hover{background:#b8141c}\n<\/style><div class=\"ic-h\"><p class=\"ic-h-crumb\"><a href=\"https:\/\/www.injurycheck.info\/hi\/help-support\/\">\u2190 \u092e\u0926\u0926 \u0914\u0930 \u0938\u0939\u093e\u092f\u0924\u093e<\/a><\/p><h1>\u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092c\u0940\u092e\u093e \u0914\u0930 \u091a\u094b\u091f \u0915\u0947 \u0926\u093e\u0935\u0947<\/h1><p class=\"ic-h-intro\">\u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092c\u0940\u092e\u093e \u0909\u0938 \u0907\u0932\u093e\u091c \u0915\u093e \u0916\u0930\u094d\u091a \u0909\u0920\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948 \u091c\u093f\u0938\u0947 Medicare \u092a\u0942\u0930\u093e \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u093e\u0964 \u0905\u0917\u0930 \u0906\u092a\u0915\u093e CTP \u092f\u093e WorkCover \u0926\u093e\u0935\u093e \u092d\u0940 \u0939\u0948, \u0924\u094b \u0915\u0941\u091b \u0914\u0930 \u092c\u093e\u0924\u0947\u0902 \u091c\u093e\u0928\u0928\u093e \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/p><p class=\"ic-h-meta\"><strong>\u0905\u0902\u0924\u093f\u092e \u091c\u093e\u0901\u091a: 30 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 2026<\/strong><br>\u0915\u0947\u0935\u0932 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u091c\u093e\u0928\u0915\u093e\u0930\u0940, \u0915\u093e\u0928\u0942\u0928\u0940, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u093e \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0938\u0932\u093e\u0939 \u0928\u0939\u0940\u0902\u0964 \u0905\u092a\u0928\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0926\u0947\u0916\u0947\u0902\u0964<\/p><h2>\u0926\u093e\u0935\u0947 \u0915\u0948\u0938\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902<\/h2><p>\u0906\u092a\u0915\u093e \u0915\u0935\u0930 \u0906\u092a\u0915\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0939\u0949\u0938\u094d\u092a\u093f\u091f\u0932 \u0915\u0935\u0930 \u0914\u0930 \u090f\u0915\u094d\u0938\u094d\u091f\u094d\u0930\u093e (extras) \u0915\u0935\u0930 \u0905\u0932\u0917-\u0905\u0932\u0917 \u091a\u0940\u091c\u093c\u094b\u0902 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0932\u093e\u091c \u0938\u0947 \u092a\u0939\u0932\u0947 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0938\u0947 \u092a\u0942\u091b\u0947\u0902 \u0915\u093f \u0906\u092a\u0915\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u092e\u0947\u0902 \u0915\u094d\u092f\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\/p><h2>\u0917\u0948\u092a (gap) \u0915\u094d\u092f\u093e \u0939\u0948?<\/h2><p>\u0917\u0948\u092a (gap) \u0935\u0939 \u0930\u0915\u092e \u0939\u0948 \u091c\u094b \u0906\u092a \u0916\u0941\u0926 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0921\u0949\u0915\u094d\u091f\u0930 \u092f\u093e \u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u0915\u0940 \u092b\u093c\u0940\u0938 \u0914\u0930 Medicare \u0935 \u0906\u092a\u0915\u0940 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0926\u094d\u0935\u093e\u0930\u093e \u0926\u0940 \u0917\u0908 \u0930\u0915\u092e \u0915\u093e \u0905\u0902\u0924\u0930 \u0939\u0948\u0964 \u0907\u0932\u093e\u091c \u0938\u0947 \u092a\u0939\u0932\u0947 \u0932\u093f\u0916\u093f\u0924 \u0905\u0928\u0941\u092e\u093e\u0928 \u092e\u093e\u0901\u0917\u0947\u0902\u0964<\/p><h2>\u0905\u0917\u0930 \u0906\u092a\u0915\u093e CTP \u092f\u093e WorkCover \u0926\u093e\u0935\u093e \u092d\u0940 \u0939\u0948<\/h2><p>\u091c\u092c \u092e\u0941\u0906\u0935\u091c\u093c\u0947 \u0938\u0947 \u0907\u0932\u093e\u091c \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948, \u0924\u094b \u0915\u0908 \u092c\u0940\u092e\u093e \u092a\u0949\u0932\u093f\u0938\u093f\u092f\u093e\u0901 \u092d\u0941\u0917\u0924\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0940\u0902\u0964 \u0906\u092a\u0915\u0940 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0906\u092a\u0915\u0947 \u0926\u093e\u0935\u0947 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u092a\u0942\u091b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p><p>\u0915\u092d\u0940-\u0915\u092d\u0940 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u092a\u0939\u0932\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0905\u0917\u0930 \u092c\u093e\u0926 \u092e\u0947\u0902 \u0906\u092a\u0915\u094b \u092e\u0941\u0906\u0935\u091c\u093c\u093e \u092e\u093f\u0932\u0924\u093e \u0939\u0948, \u0924\u094b \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0935\u0939 \u092a\u0948\u0938\u093e \u0935\u093e\u092a\u0938 \u092e\u093e\u0901\u0917 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p><p>CTP (\u0915\u093e\u0930 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e): \u0905\u0917\u0930 CTP \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0906\u092a\u0915\u093e \u0926\u093e\u0935\u093e \u0920\u0941\u0915\u0930\u093e \u0926\u0947, \u0924\u094b \u0924\u092c \u0924\u0915 \u0906\u092a Medicare \u092f\u093e \u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092c\u0940\u092e\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092c\u093e\u0926 \u092e\u0947\u0902 \u0926\u093e\u0935\u093e \u092e\u0902\u091c\u093c\u0942\u0930 \u0939\u094b\u0928\u0947 \u092a\u0930 \u092f\u0947 \u0916\u0930\u094d\u091a \u0935\u093e\u092a\u0938 \u092e\u093f\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p><p>WorkCover: \u0926\u093e\u0935\u093e \u092e\u0902\u091c\u093c\u0942\u0930 \u0939\u094b\u0928\u0947 \u092a\u0930 WorkCover Queensland \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0907\u0932\u093e\u091c \u0915\u093e \u0916\u0930\u094d\u091a \u0926\u0947 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0905\u0917\u0930 \u0926\u093e\u0935\u093e \u092e\u0902\u091c\u093c\u0942\u0930 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e, \u0924\u094b \u0916\u0930\u094d\u091a \u0906\u092a\u0915\u094b \u0926\u0947\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/p><h2>\u0905\u0917\u0930 \u0906\u092a\u0915\u094b \u0936\u093f\u0915\u093e\u092f\u0924 \u0915\u0930\u0928\u0940 \u0939\u0948<\/h2><p>\u092a\u0939\u0932\u0947 \u0905\u092a\u0928\u0940 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 \u0938\u0947 \u092c\u093e\u0924 \u0915\u0930\u0947\u0902\u0964 \u0905\u0917\u0930 \u0938\u092e\u0938\u094d\u092f\u093e \u0939\u0932 \u0928 \u0939\u094b, \u0924\u094b Private Health Insurance Ombudsman (\u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092c\u0940\u092e\u093e \u0932\u094b\u0915\u092a\u093e\u0932) \u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0947\u0902\u0964 \u092f\u0939 \u0938\u0947\u0935\u093e \u092e\u0941\u092b\u093c\u094d\u0924 \u0939\u0948\u0964 \u092b\u093c\u094b\u0928 <a href=\"tel:1300362072\">1300 362 072<\/a>.<\/p><h2>\u0938\u094d\u0930\u094b\u0924<\/h2><ul class=\"ic-h-sources\"><li><a href=\"https:\/\/www.ombudsman.gov.au\/complaints\/private-health-insurance-complaints\" target=\"_blank\" rel=\"noopener\">\u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092c\u0940\u092e\u093e \u0936\u093f\u0915\u093e\u092f\u0924\u0947\u0902 \u2013 Commonwealth Ombudsman<\/a><\/li><li><a href=\"https:\/\/www.privatehealth.gov.au\/\" target=\"_blank\" rel=\"noopener\">PrivateHealth.gov.au<\/a><\/li><li><a href=\"https:\/\/maic.qld.gov.au\/for-injured-people\/rehabilitation-advice\/\" target=\"_blank\" rel=\"noopener\">\u092a\u0941\u0928\u0930\u094d\u0935\u093e\u0938 \u0938\u0932\u093e\u0939 \u2013 MAIC (CTP Queensland)<\/a><\/li><li><a href=\"https:\/\/www.workcoverqld.com.au\/claims-and-payments\/payments\/claiming-for-medical-and-rehabilitation-costs\" target=\"_blank\" rel=\"noopener\">\u0907\u0932\u093e\u091c \u0914\u0930 \u092a\u0941\u0928\u0930\u094d\u0935\u093e\u0938 \u0916\u0930\u094d\u091a \u0915\u093e \u0926\u093e\u0935\u093e \u2013 WorkCover Queensland<\/a><\/li><\/ul><div class=\"ic-h-cta\"><h2>\u091a\u094b\u091f \u0932\u0917\u0940 \u0939\u0948 \u0914\u0930 \u0938\u092e\u091d \u0928\u0939\u0940\u0902 \u0906 \u0930\u0939\u093e \u0915\u094d\u092f\u093e \u0915\u0930\u0947\u0902?<\/h2><p>\u0939\u092e\u093e\u0930\u093e \u092e\u0941\u092b\u093c\u094d\u0924 \u092a\u0942\u091b\u0924\u093e\u091b \u092b\u093c\u0949\u0930\u094d\u092e \u092d\u0930\u0947\u0902\u0964<\/p><a class=\"ic-h-btn\" href=\"https:\/\/www.injurycheck.info\/hi\/claims-enquiry-form\/\">\u0939\u092e\u093e\u0930\u093e \u092e\u0941\u092b\u093c\u094d\u0924 \u092a\u0942\u091b\u0924\u093e\u091b \u092b\u093c\u0949\u0930\u094d\u092e \u092d\u0930\u0947\u0902<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u2190 Help &amp; Support Private health insurance and injury claims Private health insurance can help pay for treatment that Medicare does not fully cover. If you also have a CTP or WorkCover claim, there are some extra things to know. Last checked: 30 October 2026General information only, not legal, financial or medical advice. Check the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2029,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"class_list":["post-2032","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.injurycheck.info\/hi\/wp-json\/wp\/v2\/pages\/2032","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.injurycheck.info\/hi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.injurycheck.info\/hi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.injurycheck.info\/hi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.injurycheck.info\/hi\/wp-json\/wp\/v2\/comments?post=2032"}],"version-history":[{"count":2,"href":"https:\/\/www.injurycheck.info\/hi\/wp-json\/wp\/v2\/pages\/2032\/revisions"}],"predecessor-version":[{"id":2060,"href":"https:\/\/www.injurycheck.info\/hi\/wp-json\/wp\/v2\/pages\/2032\/revisions\/2060"}],"up":[{"embeddable":true,"href":"https:\/\/www.injurycheck.info\/hi\/wp-json\/wp\/v2\/pages\/2029"}],"wp:attachment":[{"href":"https:\/\/www.injurycheck.info\/hi\/wp-json\/wp\/v2\/media?parent=2032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}